Consolidating subsidized and unsubsidized student loans
Reviewing your credit reports for accuracy when you know you have old collection items is important.
Staying on top of when and how to get your credit reports corrected will help you plan for future access to credit at fair prices. About Michael Bovee Michael started CRN in 2004 with a mission to provide people in need with detailed debt and credit help and education.
Any information to better understand when or if this will ever not be an issue for me would be helpful, as these debts were ran up by my ex and are thousands of dollars I cant and haven't been able to afford to even attempt to fix.
Do collection accounts get removed from my credit reports after 7 years?
Getting the Loan After successfully securing one of the loans, student may sign up and use the service center.So I have debt from store lines of credit to a bank credit card.I haven't paid on them since at LATEST December 2007.They are legally transferring the rights to the debt to someone else, as laid out in your original contract with them.When an additional entry from a collection agency shows up on your credit report it is important to look for some key items: All negative trade lines related to the same collection account should age off of your credit report at the same 7.5 year mark you use to calculate your first missed payment to your original lender.
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I viewed the information online through a credit score tracking website.